Mortgages
SCB Home Loan Top Up
Already have an SCB home loan? You can top it up for the same installment, to fulfill your dream.
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SCB Home Loan Top Up
- Apply Online
Product Detail
Interest rates
Collateral Assessment and Appraisal Fee
- For other collateral such as a condominium unit larger than 60 sqm or a single detached house: 5,000 baht.
- For a condominium unit not larger than 60 sqm, a townhouse or a semi-detached house: 3,500 baht.
- Expenses may vary as announced by the bank.
Loan Consultation Service Fee
- Waived.
Stamp Duty
- 0.05% of loan limit, but not more than 10,000 baht.
Mortgage Fee
- 1% of credit limit
Fire Insurance Premium
(In the event the client wishes to borrow an additional amount exceeding the difference between the existing credit line and the outstanding loan balance.)
- As charged by insurance company.
Qualification and Document Required
Qualification
Thai nationality
Has never held a non-performing loan at any financial institution
Age at least 20 years old, not more than 65.
Identity Verification
- Copy of identity document: personal I.D. card, passport, government employee I.D. card or state enterprise employee I.D. card
- Copy of house registration
- Copy of marriage certificate (if applicable)
- Copy of certificate of name change (if applicable)
Income Document
Salaried employee
- Salary confirmation and pay slips
- Bank statements for past six months
Business owner
- Bank statements for past six months (personal account and business account)
- Four or five photos of the business premises and map showing location
- Copy of trade registration and company registration, including list of shareholders
- Tax submission documents for past year, showing income and expenditures as well as receipts for purchase and sale of goods
Self-employed
- Bank statements for past six months
- Professional license (doctor, engineer, lawyer architect)
